Top 5 Budgeting Apps on the Market

Losing track of your monthly finances is easy when using a spreadsheet or the paper method. When personal finance is in question, the old adage "out of sight, out of mind" holds true. When you download one of these top 5 Budgeting Apps, you'll no longer have the luxury of using forgetfulness as an excuse. Not only will these budgeting apps send automatic bill reminders to your phone (we all know you're tethered to that thing), they'll also make budgeting a breeze.

1.Coupon Sherpa- The ultimate source for online coupons now offers an app for steep savings on-the-go. The Coupon Sherpa app allows you to 'clip' mobile coupons that can be redeemed in-store, as well as coupon codes that can be redeemed while shopping online through your phone.

Price: FREE

Compatibility: iOS

2.Mint Personal Finance- Seeing Mint on the list should come as no surprise to personal finance junkies across the web. The budgeting app offers visual eye candy and functionality in one sleek package. Automatic categorization of purchases, bill reminders and the attractive interface make this one of the most downloaded budgeting apps on the market.

Price: FREE

Compatibility: Android, iOS

3.EEBA- The Easy Envelope Budgeting Aid (EEBA) App is ideal for followers of the Dave Ramsey envelope system as it follows the same principles. EEBA allows you to create envelopes and allocate a certain amount to them each month. Automatic syncing between two devices and the web-based account make this an ideal budgeting app for couples hoping to avoid overlap. Because EEBA is not linked to your bank account, purchases must be updated manually at the time of purchase.

Price: FREE

Compatibility: Android, iOS

4.iCanSpend- Manually entering your income and expenses can make budgeting too much of a hassle for the on-the-go budgeter. The iCanSpend app offers a convenient solution - voice activated entries. When updating the app with an expense or paycheck, simply speak your command into your iPhone and iCanSpend records the entry and automatically updates your totals. Receiving notifications of how much you have left to spend is another unique feature offered by iCanSpend, making this app ideal for the lazy budgeter.

Price: $0.99

Compatibility: iOS

5.Expense Manager- Sometimes you'll spend $50 at the gas station, while only spending $40 at the pump and $10 on drinks and snacks. Your only options are to divide the purchases into their respective categories, or exceed your gas budget due to poor record keeping. Expense Manager fights against this with its unique capability of taking and storing photos of your receipts. Track your entries in a weekly, monthly or yearly schedule. Multiple currencies are supported.

Price: FREE

Compatibility: Android

Bio: Jazmin Espinal is a freelance writer with over four years of experience. When she isn't writing blog posts and articles, she spends her time tracking down the latest coupon deals online.

Decorating Home On a Budget

Buying a house is a lifetime dream of every individual and festooning the house is yet another aim which often crosses the budget. New Equipments and furniture, and decors add up to pretty much when it becomes impossible to handle the outflow of cash. Nevertheless, you can make a nice and beautiful interior within your budget with creative ideas. If you can assimilate the thoughts that you envisage, it could create wonders with amazing designs within your means.

Let us take a look on the few other ways where you can curtail your cost and yet can design your house with innovative ideas:

1. Color: Color is the foremost thing to be considered while decorating home. Paint is a cheaper way to add brightness and boldness to different rooms. Choose any shade either the same color or in the contrast with the furniture and the carpets and paint only one wall with a shade darker. If you do not prefer to color the walls, the other option is to put on colorful curtains or through pillows on the couches and chairs.

2. Lighting: The second important thing is lighting your house. All new types of shades available in the market are expensive. Therefore instead of buying those, it advisable to choose lights that is adjustable. For the bedroom you can select low lights that create a softer ambiance. Colored overhead lights and lava lamps also create wonders and bestow a new look.

3. Furniture and Equipment: When you have to decorate your house within tight a budget, it is rational to resist yourself from buying new furniture or even replacing the old ones. Instead you can use lap blankets to cover the couches; a table runner over to cover your old coffee table etc.

These are few of the ways which can help you to plan your home decoration and also instigate more ideas in your mind.